See what you can really spend after bills and savings. Purchases log themselves when you tap to pay. And on Home, a cosy room where your cat keeps count with you.
You have S$1,284 to spend till payday, with bills and savings already tucked away.
Thirty seconds with Mochi: the purchases, the second bubble tea, and a room that grows with good habits.
Kachingz keeps the numbers; Mochi keeps you company. Here's how a day goes.
Available to spend is your balance minus the bills due before payday and the money you've set aside. It answers "can I?" before the coffee's made.
Set up an Apple Wallet automation once, and every purchase lands in Kachingz with the merchant, amount and card. Prefer to type? Adding one takes seconds.
Bills and subscriptions sit in one list. What's due before payday is set aside for you, and Mochi mentions what's coming up.
Each budget shows what's left and whether you're on pace for the month.
Pick your cat, bring in the weather, and decorate with paws you earn from good money habits. Go on, try it.
Every action is a moment with Mochi. Nothing drains or decays.
Weekly reviews, budget suggestions and month-end projections, worked out from what you've recorded. Ten reports free; unlimited with Pro. Suggestions are informational, not financial advice.
I read your weekly insight! You've spent 13% less than this time last week.
Spend in ringgit, yen or baht and see it in your home currency at the day's rate, with the original kept.
Amount, merchant, done. Undo is always there if you slip.
Each budget shows what's left and whether you're on pace for the month.
Track credit, debit and buy-now-pay-later accounts. Card repayments are kept apart from your spending.
Kachingz never connects to your bank or moves money. When you ask for an AI report, a summary of the figures it needs is sent to write it, and our server doesn't keep it. Read the privacy policy.
Everything you need to keep count.
Monthly or yearly. Prices are shown in the app.
Subscriptions renew automatically unless cancelled at least 24 hours before the period ends. Manage them in your App Store account.
Kachingz